Family of Companies from Dunn Insurance Long-Term Care Specialists in Arizona

Comparisons

The comparison you did for me of the top four companies allowed me to choose wisely with no second-guessing. I got the best company and value for myself and my wife.
- Don, Scottsdale, AZ

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Sample Long Term Care Premium Comparison for Clients

Long Term Care Premium Comparison				Date: 05/15/07
Prepared for: John Doe State: AZ Birthdate: Issue Age: 55				Prepared by: Michael & Mary Ellen Dunn Dunn Insurance Services 4015 East Lupine Avenue Phoenix, Arizona 85028 602-923-4949
Benefit	Allianz Generation Protector II	Genworth Priviledged Choice	John Hancock Custom Care II	MetLife Ideal 2	Prudential LTC 3
Tax Qualified	Yes	Yes	Yes	Yes	Yes
Underwriting Class	Preferred	Preferred	Preferred	Preferred	Preferred
Facility Daily Benefit	$110	N/A	N/A	$110	$110
Facility Benefit Period	5 Years	5 Years	5 Years	5 Years	5 Years
Home Care Daily Benefit	100%	100%	100%	100%	100%
Home Care Benefit Period	Pooled	Pooled	Pooled	Pooled	Pooled
Inflation Protection	Compound	Compound	Compound	Compound	Compound
Facility Elimination Period	30 days	30 days	30 days	20 days	30 days
Nonforfeiture	Contingent	No	Contingent	Contingent	No
Restoration of Benefit	Yes	Yes	Yes	Yes	Yes
Survivorship	No	Included	No	No	No
Marital Discount*	Both Spouses	Both Spouses	Both Spouses	Both Insured	Both Insured
Payment Option	Lifetime	Lifetime	Lifetime	Lifetime	Lifetime
Modal Factor	Annual	Annual	Annual	Annual	Annual
Other Can Include domestic partners	Monthly HHC: Monthly Benefit	Policy Type: Individual Monthly Benefit: $3300 Home Care Elim Period: 0 days	Benefit Type: Monthly Monthly Benefit: $3300	other	Home Care Pay Option: Monthly Benefit
Premium	$1,376.96	$1,286.81	$1,360.86	$1,296.24	$1,513.71
Total Premium
	Allianz Generation is a Tax-Qualified Plan with pooled benefits.	Genworth Privileged Choice is a Tax-qualified Plan.	John Hancock Custom Care II is a Tax-qualified Plan with pooled benefits can be paid daily or montly .	Tax-qualified plan with pooled facility and home/community care benefit. Benefits are paid monthly.	Tax-qualified plan with pooled benefit.

This is an independent illustration. It does not bind the Insurer. Use Insurer's forms and softwarefor applications.

Dunn Insurance Services LLC
4015 East Lupine Avenue
Phoenix, Arizona 85028
602-923-4949 or, toll-free: 1-866-380-2169

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Long-Term Care Specialists Since 1993

Comparisons