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DUNN INSURANCE SERVICES LLC

NAIC Partnership Certified - Long-Term Care Specialists Since 1993

Self-Insuring

I was shocked how fast my mother and father went through $300,000, their entire life savings, in the late 1990's.  The cost of my mother's care forced my father to change his whole lifestyle.
- Mary Ellen Dunn

HOW FAST CAN YOU SPEND DOWN $500,000?*

Projected Cost of Care
This projection really surprised me! I never would have thought this was possible.

Year
Assets at
Start of Year
Income Needs
Long-Term
Care Expenses
Investment Yield
Assets at
End of Year
1
$500,000
$59,703
$54,750
$40,000
$425,547
2
$425,547
$61,494
$57,487
$34,044
$340,610
3
$340,610
$63,339
$60,362
$27,249
$244,158
4
$244,158
$65,239
$63,380
$19,533
$135,072
5
$135,072
$67,196
$66,549
$10,806
$12,133
6
$12,133
$69,212
$69,876
$970
$-125,985

Income Needs - The portion of household income that the assets had been relied
upon to provide. Assumes a 3% inflation rate

LTC Expense - “Assumes a $150 daily rate for nursing home care or 8 hours of home care. Assumes a 5% inflation rate.
Investment Yield - Assumes 8% annually after taxes.

* Metropolitan Life Insurance Company


Dunn Insurance Services LLC

602-923-4949 or, toll-free: 1-866-380-2169



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